Displaying posts filed under

Money Management


Mar
18
2009

Things Not to Cut

In response to the recent economic conditions, people are cutting back in many, many ways.  For the most part, this is good; America desperately needed to examine our spending ways and trim the fat.
 
Expenses that drain the bank without giving us much real value should automatically get the boot when tightening the reins.  We can […]

Popularity: 61% [?]

Feb
18
2009

Should Parents Pay for College?

As is common knowledge to all, pursuing a higher education has become an extremely expensive endeavor.  For all of the scholarships, grants, and financial aid available, there isn’t nearly enough to bring down the costs for everyone.  Four-year graduates are averaging a total debt load north of $20,000, and some of the high-end observations are […]

Popularity: 34% [?]

Jan
14
2009

Let’s Restore Some of Money’s Value

In my humble opinion, money has lost a lot of value in this country over the last handful of decades.  I’m not simply referring to inflation, but rather the way we collectively view and treat our legal tender.
 
Barring a windfall or inheritance, dollars once had to be earned before they could be converted into tangible […]

Popularity: 43% [?]

Nov
6
2008

In The Moment vs. Delayed Gratification: Part III

In this post I’m going to focus on the actual money management techniques that we can use to simultaneously have a good time today and prepare for tomorrow.
 
No matter how you go about budgeting your money, it needs to encompass three big objectives:
 
1. Save
2. Pay the bills/Avoid or pay off debt.
3. Have fun
 
(I […]

Popularity: 19% [?]

Oct
1
2008

Tracking My Expenses:

Within the past couple of weeks, I took up a new personal finance habit.  For the indefinite future, I’m keeping track of every single expense I incur.  Whether it’s a necessity like gas for the car, a monthly phone bill, or a pop at a ball game, I’m going to document it. 
 
I set up […]

Popularity: 18% [?]


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