I came across the topic of reverse budgeting via www.fivecentnickel.com, and it is an interesting twist on the common way to manage income.  The premise is simple: instead of allocating every dollar of our income to specific categories, we determine exactly how much of it we want to save.  After that, anything is fair game.
 
My […]

read more from this topic.....

With the recent announcement of the US economic stimulus plan, millions of Americans will receive a one-time rebate check from the government.  While congress would love for us to spend every dime of it and pump some cash into the economy, that’s probably not the best personal finance decision. 
 
There’s absolutely no reason why you […]

read more from this topic.....

This post idea came to me from Kacie over at www.sensetosave.com. As most young people don’t have much in the way of income, we aren’t rolling around in brand-spankin’ new wheels. This brings us to an interesting choice when it comes to insurance on our ride. Should we have full coverage on […]

read more from this topic.....