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	<title>Youngdough.com &#187; Saving</title>
	<link>http://youngdough.com</link>
	<description>a college kid's journey to financial freedom...</description>
	<pubDate>Thu, 03 Jul 2008 22:21:01 +0000</pubDate>
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		<title>Saving For a Snowboard</title>
		<link>http://youngdough.com/2008/06/28/saving-for-a-snowboard/</link>
		<comments>http://youngdough.com/2008/06/28/saving-for-a-snowboard/#comments</comments>
		<pubDate>Sat, 28 Jun 2008 22:05:44 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Budgeting]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Fun Purchase]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/06/28/saving-for-a-snowboard/</guid>
		<description><![CDATA[Last winter, I went to a local winter park and tried my luck at snowboarding.  While I was absolutely terrible and spent the night being shown up by 10 year olds, I was hooked.  I decided then and there that snowboarding was something I really wanted to pursue.  Last winter was my  first in over [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/06/28/saving-for-a-snowboard/feed/</wfw:commentRss>
		</item>
		<item>
		<title>My Miserly Summer Ways</title>
		<link>http://youngdough.com/2008/06/23/my-miserly-summer-ways/</link>
		<comments>http://youngdough.com/2008/06/23/my-miserly-summer-ways/#comments</comments>
		<pubDate>Mon, 23 Jun 2008 21:21:54 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Money Management]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Budgeting]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/06/23/my-miserly-summer-ways/</guid>
		<description><![CDATA[With a huge tuition bill looming for my sophomore year at Simpson and high gas prices burning a much larger hole in my pocket than ever before, I&#8217;m being extremely frugal with my money this summer.  I&#8217;m trying to stash away as much as I can for this upcoming school year, both for tuition [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/06/23/my-miserly-summer-ways/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Civic Rolls Past 100,000</title>
		<link>http://youngdough.com/2008/06/16/the-civic-rolls-past-100000/</link>
		<comments>http://youngdough.com/2008/06/16/the-civic-rolls-past-100000/#comments</comments>
		<pubDate>Mon, 16 Jun 2008 22:03:44 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[The Civic]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/06/16/the-civic-rolls-past-100000/</guid>
		<description><![CDATA[&#160;

&#160;
That was kind of a bittersweet day for me.  My Honda has been extremely loyal to me since I bought it in late 2006, and she&#8217;s (I should give her a name ;))been an incredibly efficient and reliable car.  On the other hand, 100,000 is no longer fresh off the showroom, and she [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/06/16/the-civic-rolls-past-100000/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Defining Your Savings Goals</title>
		<link>http://youngdough.com/2008/05/22/defining-your-savings-goals/</link>
		<comments>http://youngdough.com/2008/05/22/defining-your-savings-goals/#comments</comments>
		<pubDate>Thu, 22 May 2008 23:40:30 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Money Management]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Self Discipline]]></category>

		<category><![CDATA[Savings Goals]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/05/22/defining-your-savings-goals/</guid>
		<description><![CDATA[In my mind, making an effort to save is only half the battle.  An equally important skill is the ability to identify your saving objectives.  Rather than having one lump-sum savings account, I believe we should keep our money in different places for separate purposes.  Just as all long-term goals need short-term benchmarks to measure [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/05/22/defining-your-savings-goals/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What&#8217;s Your Latte Factor?</title>
		<link>http://youngdough.com/2008/05/13/whats-your-latte-factor/</link>
		<comments>http://youngdough.com/2008/05/13/whats-your-latte-factor/#comments</comments>
		<pubDate>Tue, 13 May 2008 20:12:10 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Latte Factor]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/05/13/whats-your-latte-factor/</guid>
		<description><![CDATA[I first came across the idea of the Latte Factor while reading The Automatic Millionaire by David Bach.  The Latte Factor essentially sums up one of the most important keys to attaining long-term wealth.  It&#8217;s a popular phrase in the personal finance world, but it acknowledges a problematic American trait that continues to runs rampant [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/05/13/whats-your-latte-factor/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What Are You Doing With Your Economic Stimulus Check?</title>
		<link>http://youngdough.com/2008/05/04/what-are-you-doing-with-your-economic-stimulus-check/</link>
		<comments>http://youngdough.com/2008/05/04/what-are-you-doing-with-your-economic-stimulus-check/#comments</comments>
		<pubDate>Mon, 05 May 2008 02:38:23 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Money Management]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Economic Stimulus]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/05/04/what-are-you-doing-with-your-economic-stimulus-check/</guid>
		<description><![CDATA[This last week, the first checks began hitting the mail as part of Dubya&#8217;s economic stimulus passage.  Washington can&#8217;t wait for this money to hit our pockets so that we can spend like the consuming Americans we are and hopefully turn the struggling economy around.  While this is what they would love for us to [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/05/04/what-are-you-doing-with-your-economic-stimulus-check/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Just How Cool is ING?</title>
		<link>http://youngdough.com/2008/04/16/just-how-cool-is-ing/</link>
		<comments>http://youngdough.com/2008/04/16/just-how-cool-is-ing/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 13:34:06 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[ING]]></category>

		<category><![CDATA[Online Banking]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/04/16/just-how-cool-is-ing/</guid>
		<description><![CDATA[Extremely.  That&#8217;s the conclusion I&#8217;ve come to after using them only for a few months now.  I&#8217;ve written some stuff about them before, but now I feel compelled to dedicate a post to the most awesome online bank in the world!
&#160;
I know I&#8217;ve mentioned it before, but ING&#8217;s setup is so easy, secure, [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/04/16/just-how-cool-is-ing/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Save Money When Gas Costs $4 a Gallon: Tune Up Your Car</title>
		<link>http://youngdough.com/2008/04/07/save-money-when-gas-costs-4-a-gallon-tune-up-your-car/</link>
		<comments>http://youngdough.com/2008/04/07/save-money-when-gas-costs-4-a-gallon-tune-up-your-car/#comments</comments>
		<pubDate>Mon, 07 Apr 2008 20:31:46 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Cars]]></category>

		<category><![CDATA[Gas Mileage]]></category>

		<category><![CDATA[Tune-up]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/04/07/save-money-when-gas-costs-4-a-gallon-tune-up-your-car/</guid>
		<description><![CDATA[With some experts calling for $4 a gallon gas by this summer here in the States, it&#8217;s going to be a lot more expensive to get around.  We need to make sure that our transportation needs are met without breaking the bank.
&#160;
Keeping a car&#8217;s maintenance up to par is one of the most crucial aspects [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/04/07/save-money-when-gas-costs-4-a-gallon-tune-up-your-car/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Ask for Water Only in Restaurants</title>
		<link>http://youngdough.com/2008/03/28/ask-for-water-only-in-restaurants/</link>
		<comments>http://youngdough.com/2008/03/28/ask-for-water-only-in-restaurants/#comments</comments>
		<pubDate>Fri, 28 Mar 2008 20:38:33 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Health]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[]]></category>

		<category><![CDATA[Restaurants]]></category>

		<category><![CDATA[Water]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/03/28/ask-for-water-only-in-restaurants/</guid>
		<description><![CDATA[John over at EZGreatLife had a really cool post recently highlighting his switch from ordering sodas at restaurants to simply drinking water.  I always have tried to drink water when I&#8217;m out to save a few bucks, but I never really appreciated how beneficial it is over time.  
&#160;
Running an extensive calculation, John figured how [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/03/28/ask-for-water-only-in-restaurants/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Why You Should Set Up an Emergency Fund</title>
		<link>http://youngdough.com/2008/03/19/why-you-should-set-up-an-emergency-fund/</link>
		<comments>http://youngdough.com/2008/03/19/why-you-should-set-up-an-emergency-fund/#comments</comments>
		<pubDate>Wed, 19 Mar 2008 21:10:51 +0000</pubDate>
		<dc:creator>shultice24</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Emergency Fund]]></category>

		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://youngdough.com/2008/03/19/why-you-should-set-up-an-emergency-fund/</guid>
		<description><![CDATA[Since I started this blog, I&#8217;ve been reading a lot of stuff by other personal finance bloggers.  Almost all of them harp on having an emergency fund.  It&#8217;s clear that this is a vitally important step on our path to financial success.
&#160;
I&#8217;ll be the first to admit that I haven&#8217;t had an emergency [...]]]></description>
		<wfw:commentRss>http://youngdough.com/2008/03/19/why-you-should-set-up-an-emergency-fund/feed/</wfw:commentRss>
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