In my mind, making an effort to save is only half the battle.  An equally important skill is the ability to identify your saving objectives.  Rather than having one lump-sum savings account, I believe we should keep our money in different places for separate purposes.  Just as all long-term goals need short-term benchmarks to measure […]

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I first came across the idea of the Latte Factor while reading The Automatic Millionaire by David Bach.  The Latte Factor essentially sums up one of the most important keys to attaining long-term wealth.  It’s a popular phrase in the personal finance world, but it acknowledges a problematic American trait that continues to runs rampant […]

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This last week, the first checks began hitting the mail as part of Dubya’s economic stimulus passage.  Washington can’t wait for this money to hit our pockets so that we can spend like the consuming Americans we are and hopefully turn the struggling economy around.  While this is what they would love for us to […]

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